❓FAQ

1. What is Qlume?

Qlume is a decentralized PayFi protocol that tokenizes real-world payment streams—like invoices, payroll, and remittances—to provide instant liquidity and credit access.

2. How does Qlume work?

Qlume operates through a modular PayFi Stack, including transaction, currency, custody, compliance, financing, and application layers—together powering a secure, compliant and efficient DeFi payment system.

3. What can I use Qlume for?

You can finance your receivables, tokenize your payroll, borrow against future income, or provide liquidity to earn real-world yield.

4. How do I earn yield with Qlume?

Provide liquidity to financing pools like Arf or Rain, and earn 10-30% APY from real-world repayments and protocol rewards.

5. Is Qlume compliant and safe?

Yes. Qlume embeds compliance tools (e.g., KYC, AML) via Chainalysis, PolyFlow, etc., and uses non-custodial smart contracts to ensure user asset safety.

6. What blockchain is Qlume deployed on?

Qlume is initially deployed on Solana, leveraging its high speed and low fees. Cross-chain support (e.g., Ethereum L2, Polygon) is planned for the future.

7. What is $OLIET used for?

$OLIET is used for governance voting, liquidity provisioning, borrowing, staking, and fee discounts within the protocol.

8. Is there a minimum amount to participate?

No. Qlume is permissionless and open to anyone with a crypto wallet. You can participate with any amount.

9. How are the financing pools secured?

All pools are managed via audited smart contracts. Risk models and oracles evaluate creditworthiness, while liquidity is programmatically managed to prevent default cascades.

10. How can I get involved in Qlume governance?

Hold or stake $OLIET to vote on proposals, influence pool parameters, or join DAO working groups to help shape the protocol’s evolution.